You Need an Emergency Binder

You Need an Emergency Binder
 If you're a mom, you know that parenting is a full-time job. And, just like any other job, it comes with its fair share of emergencies. From spilled milk to lost homework, there's always something that needs your attention—and fast. That's why every mom needs an emergency binder.

What is an emergency binder, you ask? It's a binder full of important information that you may need in a pinch. Things like your child's medical information, contact information for their teacher, and a list of your family's allergies. 

Basically, it's a one-stop shop for all the things that you might need in an emergency situation. 

Why do you need an emergency binder? Well, think about it this way: would you rather spend precious minutes rummaging through your child's backpack for their medical form or have it right at your fingertips? In an emergency, every second counts—so having all of the information that you need in one place can be a real lifesaver. 

So, what should you include in your emergency binder? Here's a quick list to get you started: 
-Your child's medical information (including immunizations)
-A list of your family's allergies
-Contact information for your child's teacher(s)
-A copy of your child's birth certificate and/or passport (if you have one)
-An up-to-date photo of your child
-Any relevant insurance information

Of course, this is just a starting point—you'll want to tailor the contents of your emergency binder to fit your family's specific needs. Below is an emergency binder checklist you can grab for a more complete list.
But once you have all of the essentials gathered together, you'll be glad you did—trust me!

Moms are always prepared for anything—but sometimes, even the best laid plans can go awry. That's why every mom needs an emergency binder. A binder full of important information that you may need in a pinch, like your child's medical information or contact information for their teacher. So next time there's an emergency, you'll be glad you're prepared.

Grab a copy of my FREE Emergency Binder Checklist
The Emergency Binder Checklist outlines the sections to set up an emergency binder and identifies the items/information you will want to include in each of those sections.
Get a copy HERE!! 

Why do I spend money when I am sad?

Why do I spend money when I am sad?
Is this a question that plagues you every time you are  feeling low and happen to walk into a store. Why is it that when we are sad, we tend to spend money? Is it because we are trying to fill the void that we are feeling inside? Or is it because we think that buying things will make us happy?

I think there are a couple of reasons why we spend money when we are sad. First of all, when we are feeling down, we are more likely to indulge in impulsive behavior. We see something that we want and we buy it without thinking about whether or not we can afford it or if we really need it. Secondly, I think a lot of us use spending as a way to cope with our sadness. We think that if we can just buy that new shirt or those new shoes, then we will feel better. But the truth is, no amount of stuff can ever fill the void that we are feeling inside.

The next time you are feeling sad and find yourself in a store, ask yourself what it is that you are really looking for. Are you looking for something to make you happy? Or are you looking for something to help you cope with your sadness? If it’s the latter, then I would encourage you to put the credit card away and find another way to deal with your emotions. Maybe go for a walk outside or call a friend to talk. Whatever you do, don’t try to fill the void with stuff. It’s not worth it.

There are a few reasons why emotional spending is something you should try to avoid. First, it can be costly. When you're not thinking clearly, it's easy to overspend on things that you don't really need. Second, emotional spending is often a way of avoiding dealing with difficult emotions or situations. If you're constantly using shopping as a way to cope with your problems, then it's likely that those problems are only going to get worse. Finally, emotional spending can become a destructive cycle. The more you do it, the more likely you are to keep doing it. So if you find yourself engaging in emotional spending, it's important to nip it in the bud before it becomes a bigger problem.

Want to learn more about emotional spending? 



What we THINK and the ACTIONS we take are just as powerful if not more so than the income we bring in when it comes to being financially free. Below are three things that we need to be if we want to be FINANCIALLY FREE!!

What is Financial Freedom?

What is Financial Freedom?

Financial freedom is a goal. A goal that I believe IS ATTAINABLE BY EVERYONE READING THIS.
It will also look different for everyone because financial freedom is personal. 
For some it may mean retiring early and traveling the world, for others


Do you make too much to feel this broke?

Do you make too much to feel this broke?
As a financial coach, I hear this often when a client is frustrated that they “make good money” or “work too hard” to feel this broke, not have enough to make ends meet, or do the things they want to do.
If this is you, know that YOU ARE NOT ALONE and that there is hope for you and your family. More than half of Americans report that they live paycheck to paycheck. If they missed one paycheck, they are not sure what they would do. 
This is no way to live. 
God has so much more for us. 
He didn’t create us to be constantly working, in debt, and afraid. 
And yet stress, fear, guilt, shame are all too common emotions of my clients.
Although every situation is different 

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